Razorpay vs PayPal for Creators: Do You Need Both?
Razorpay vs PayPal for creators — who pays with what, fees, and why on Tendrify you don't choose: one checkout takes UPI, cards and PayPal.
By The Tendrify Team · · 5 min read
If you sell to your Instagram audience, how you collect money matters as much as what you sell. Creators often ask whether to use Razorpay or PayPal — but on Tendrify it isn't a choice you have to make. Here's how the two compare for buyers, and how one checkout covers both.
Razorpay — best for India (₹)
- Local methods Indian buyers trust: UPI, cards, netbanking, wallets.
- Prices shown in ₹, which lifts conversion for Indian customers.
- Powers Tendrify's checkout for every buyer, in India and abroad.
PayPal — what international buyers trust
- Trusted globally for cross-border payments.
- Buyer protection that reassures international customers.
- Offered as a payment option inside the same checkout for buyers outside India.
One checkout, both covered
On Tendrify you don't pick a processor. Every buyer pays at one checkout powered by Razorpay: Indian buyers pay in ₹ with UPI, cards or netbanking, and buyers outside India pay in your product's currency (₹ or $) with international cards or PayPal — PayPal simply appears as an option inside that checkout. You don't need a Razorpay or PayPal account of your own; your earnings, minus the platform fee, build up in your Tendrify Payouts balance.
Keep the number of steps to checkout minimal. A DM with the product link the moment someone asks beats sending people to hunt through a bio, however they end up paying.
Frequently asked questions
Which has lower fees?
On Tendrify you don't sign up with either. You pay Tendrify's platform fee per sale (2% Free, 1.5% Creator, 1% Business); payment-processing fees are separate and vary by method and country.
Can I use both at once?
Yes — automatically. Tendrify's checkout offers UPI, cards and netbanking to Indian buyers and international cards or PayPal to everyone else, from one product link.
Do payouts come straight to me?
Not to a Razorpay or PayPal account. Your earnings, minus Tendrify's platform fee, build up in your Payouts balance, and you withdraw to your bank or UPI once it reaches ₹100 (INR accounts) or $50 (USD accounts).
Automate your Instagram — free
Connect your Instagram in 60 seconds and set up your first comment-to-DM automation on the free plan.