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How to Take Payments on Instagram (India & Global)

How to accept payments from Instagram — UPI and cards in ₹, international cards and PayPal abroad — for products, bookings, memberships and events.

By The Tendrify Team · · 6 min read

You can build the best offer in the world, but if people can't pay you easily, you don't get paid. Instagram doesn't process payments itself for most creators — so you route buyers to a checkout you control. Here's how to accept money from your Instagram audience, whether they're in India or anywhere else.

One checkout for India and the world

  • Indian buyers pay in ₹ — UPI, cards, netbanking.
  • Buyers outside India pay in your product's currency (₹ or $) with international cards or PayPal.
  • It's all one Tendrify checkout, powered by Razorpay — you don't need a Razorpay or PayPal account of your own.

How the flow works

  1. 1Create your product, booking, membership or event and get its checkout link.
  2. 2A buyer taps it (or gets the link via comment-to-DM) and checks out.
  3. 3Payment goes through Tendrify's checkout, and your earnings (minus the platform fee) build up in your Tendrify Payouts balance.
  4. 4Digital goods are delivered automatically; bookings are confirmed; event attendees get their ticket by email.

Getting paid faster from DMs

The shortest path to a sale is a DM with the checkout link the moment someone shows interest. Set a comment-to-DM keyword so "comment BUY" sends the exact payment link — no bio hunting, no lost momentum.

Price in the currency your audience thinks in. If most buyers are in India, price in ₹; if they're mostly abroad, price in $ — people complete checkout at higher rates when the number feels familiar.

Frequently asked questions

How do I get paid out?

Your earnings, minus Tendrify's platform fee (2% Free, 1.5% Creator, 1% Business), build up in your Tendrify Payouts balance. Withdraw to your bank or UPI once it reaches ₹100 (INR accounts) or $50 (USD accounts).

Can I sell internationally?

Yes. Indian buyers pay in ₹ via UPI, cards or netbanking; buyers abroad pay with international cards or PayPal at the same checkout.

Do I need my own Razorpay or PayPal account?

No. Buyers pay at Tendrify's checkout, so you don't need a payment-gateway account of your own — you just add your bank or UPI details to withdraw your Payouts balance.

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